Terms & Conditions

3 Easy Steps To Financing Options

1. Start Shopping

2. Choose Terms

3. Check Out With Your NFM Card

Interested in Financing? Learn more about our Credit Services.

Shop By Category

Furniture

Appliances

Electronics

Mattresses

36 Month Mattress Financing:
No interest if paid in full in 36 months when you use your NFM Card on qualifying purchases $1399 or more.
Interest will be charged to your account from the date of delivery if the purchase balance is not paid in full in 36 months or if you make a late payment.

Offer available to qualified applicants for purchases made during the promotional period. Minimum $1399 mattress purchase required. Not valid on previous purchases. Subject to credit approval by NFM on the NFM revolving charge account. Any No Interest Period, if offered, applies to qualified items purchased during the promotion period. Promotional financing starts at the date of delivery. Interest accrues at 18% APR from date of delivery and will be charged to your account if the qualified purchase balance is not paid in full by your payment due date 36 months following delivery, or if you make a late payment. Minimum monthly payments of 4% plus fees are required. Non-stocked items and special orders require a 25% down payment. Excludes clearance, floor sample and closeout items and cannot be used for Gift Card purchases. Can only be combined with other offers in this ad.

42 Month Mattress Financing:
No interest if paid in full in 42 months when you use your NFM Card on qualifying purchases $1999 or more.
Interest will be charged to your account from the date of delivery if the purchase balance is not paid in full in 42 months or if you make a late payment.

Offer available to qualified applicants for purchases made during the promotional period. Minimum $1999 mattress purchase required. Not valid on previous purchases. Subject to credit approval by NFM on the NFM revolving charge account. Any No Interest Period, if offered, applies to qualified items purchased during the promotion period. Promotional financing starts at the date of delivery. Interest accrues at 18% APR from date of delivery and will be charged to your account if the qualified purchase balance is not paid in full by your payment due date 42 months following delivery, or if you make a late payment. Minimum monthly payments of 4% plus fees are required. Non-stocked items and special orders require a 25% down payment. Excludes clearance, floor sample and closeout items and cannot be used for Gift Card purchases. Can only be combined with other offers in this ad.

50 Month Mattress Financing:
No interest if paid in full in 50 months when you use your NFM Card on qualifying purchases $2499 or more.
Interest will be charged to your account from the date of delivery if the purchase balance is not paid in full in 50 months or if you make a late payment.

Offer available to qualified applicants for purchases made during the promotional period. Minimum $2499 mattress purchase required. Not valid on previous purchases. Subject to credit approval by NFM on the NFM revolving charge account. Any No Interest Period, if offered, applies to qualified items purchased during the promotion period. Promotional financing starts at the date of delivery. Interest accrues at 18% APR from date of delivery and will be charged to your account if the qualified purchase balance is not paid in full by your payment due date 50 months following delivery, or if you make a late payment. Minimum monthly payments of 4% plus fees are required. Non-stocked items and special orders require a 25% down payment. Excludes clearance, floor sample and closeout items and cannot be used for Gift Card purchases. Can only be combined with other offers in this ad.

3 Easy Steps To Financing Options

1. Start Shopping

2. Choose Terms

3. Check Out With Your NFM Card

Interested in Financing? Learn more about our Credit Services.

Shop By Category

Furniture

Appliances

Electronics

Mattresses

Terms & Conditions

If within 30 days; within 15 days for computers and tablets; within 120 days for mattresses, of your purchase, you find the exact same merchandise (brand and model) currently sold and in stock for less by any local authorized dealer or designated major online retailer, we will beat their price.

Items sold by third party marketplaces are not included. Offers that include bonus discounts or free items, special financing, installation, rebates, limited quantity items, clearance items and limited-time offers are excluded. Due to certain manufacturer's restrictions, some items and brands are excluded from NFM price adjustments.

If NFM offers the same product within the above time frames, we'll refund the difference. Bring in the verifiable proof of the lower price, plus your original NFM receipt. Low Price Guarantee and price matching cannot be combined with other offers.

View more information on our price guarantee policy at nfm.com/guarantee.

Delivery, shipping, haul‑away and installation promotional offers are limited to Omaha, Des Moines, Kansas City and Dallas/Fort Worth metro areas. Items must be in stock at purchase location for next‑day delivery or shipping. Items shipped by NFM delivery providers will be delivered to your driveway. If available, weekend UPS/USPS shipping will be specified during checkout. Otherwise, some shipping methods apply to business days only, not weekends or holidays. Next‑day shipping is limited to weekday orders placed before 5 p.m. Saturday orders will have an expected arrival date of Monday; Sunday orders will have an expected arrival date of Tuesday. Next‑day delivery only available in Omaha, Kansas City and Dallas/Fort Worth metro areas. TV setup includes leg/stand placement, connection to power and cable/satellite (cables not provided), and picture confirmation. Appliance delivery includes cord attachment, leveling, and placement of anti‑tip brackets. Connection to a local water line may be subject to an additional fee depending on the location. If new hot and cold fill hoses or a water line are purchased from NFM for installation, a proper water line, or valve, as well as a serviceable shut off must be immediately accessible and on the same floor as the intended product location. Installation and assembly are extra and not available in all areas. Design delivery, contractor sales, riding lawn mowers, gun safes, pool tables, video games, video game consoles, video game accessories, arcade cabinets, clearance items and internet available‑to‑order items are excluded.

Savings statements are based off of Suggested Retail unless otherwise noted. We make no claims to having sold products at Suggested Retail Price. Due to manufacturer's restrictions, certain items and brands are excluded from this sale. Excludes internet available‑to‑order items, grills and grill accessories, Stressless, Four Hands, decorative and seasonal accessories, bed linens, mattresses and mattress accessories, bed pillows and down/down alternative comforters, lighting, lamps, ceiling fans, plants and trees, wall décor, Amazon, Apple, Bose, ecobee, Google, Nest Labs, Sonos, Beats by Dr. Dre, SVS, Bowers & Wilkins, Lego, Nintendo, Sony, Ring, Canon, Nikon, Fuji, Starlink, Best Hoods, Dacor, Fisher & Paykel, JennAir, Miele, Sub‑Zero, Thermador, Viking, Wolf, Wusthof, Bertazzoni, Cove, DCS, Asko, Hestan, Aspire, Dyson, Electrolux, iRobot, Signature Kitchen Suites, Perlick, Fulgor Milano, Monogram, Vent‑A‑Hood, cabinets, ceramic tile, commercial flooring, countertops, window treatments, flooring supplies, laminate flooring, wood flooring hybrid flooring, vinyl flooring, carpet padding, plumbing, parts, contractor sales, extended warranties, installation, labor, Super Buys, closeout items, clearance items, drinks, gift cards, SquareTrade, and See's Candies. GE major appliances, Whirlpool brands, Maytag brands, KitchenAid brands, Amana brands, Midea, and Samsung are limited to up to 10% discount unless manufacturer has permitted a larger savings.

Smartphone Installment Plans:
$0 down requires eligible installment agreement, 0% APR, qualifying credit, new-line activation, eligible upgrade and wireless service plan. Down payment may be required. Tax due at sale. Terms and conditions may change. If wireless service is cancelled, device balance will be due. Colors and availability vary by carrier. Other charges and restrictions may apply.

Due to certain restrictions, some items and brands may be excluded from promotional offers. Contact sales professional for details by calling 1‑800‑336‑9136 or chat with an agent.

Email Sign‑Up Coupon Exclusions:
$10 savings can only be applied to purchases of $249 or more. Coupon savings cannot be used with a purchase of the following brands and products: internet available‑to‑order items, grills and grill accessories, Stressless, Four Hands, decorative and seasonal accessories, bed linens, mattresses and mattress accessories, bed pillows and down/down alternative comforters, lighting, lamps, ceiling fans, plants and trees, wall décor, Amazon, Apple, Bose, ecobee, Google, Nest Labs, Sonos, Beats by Dr. Dre, SVS, Bowers & Wilkins, Lego, Nintendo, Sony, Ring, Canon, Nikon, Fuji, Starlink, Best Hoods, Dacor, Fisher & Paykel, JennAir, Miele, GE Major Appliances, Sub‑Zero, Thermador, Viking, Wolf, Wusthof, Bertazzoni, Cove, Scotsman, Asko, Hestan, Aspire, Dyson, Electrolux, iRobot, Signature Kitchen Suites, Perlick, Fulgor Milano, Monogram, Vent‑A‑hood, cabinets, ceramic tile, commercial flooring, countertops, window treatments, flooring supplies, laminate flooring, wood flooring hybrid flooring, vinyl flooring, carpet padding, plumbing, parts, contractor sales, extended warranties, installation, labor, Super Buys, closeout items, clearance items, drinks, gift cards, SquareTrade, and See's Candies. This offer cannot be combined with other offers.

Present Reward Card at time of purchase. Redeemable on future purchases from date the qualifying purchase is received. Any unused balance will be forfeited. Not redeemable on qualifying purchase, special orders, Gift Cards and some manufacturers’ unilaterally priced products. Not redeemable for cash. May not be used as a payment on a NFM Card account. This card cannot be replaced if lost or stolen. Void where prohibited by law. To obtain Reward Card value, check sales receipt or call 402‑829‑7999 or 1‑888‑231‑3353. See back of reward card for expiration date.

No purchase necessary. Limit one entry per person. 1 prize per winner (only applicable if there are multiple prizes available). Must be 18 years of age or older (19 in Nebraska) and a legal U.S. resident. Taxes, delivery and installation are the sole responsibility of the winner. Must not be an employee of NFM. Must not have won a prize within the last 60 days. One account allowed per customer.

We respect your privacy and will never rent or sell your information. By entering your mobile number, you are opting in to receive up to 8 mobile alerts and offers per month. Message and data rates may apply. Reply STOP to cancel. View our Privacy Policy or Terms of Use. Contact sales professional for details by calling 1‑800‑336‑9136 or chat with an agent.

36 Month Mattress Financing:
No interest if paid in full in 36 months when you use your NFM Card on qualifying purchases $1399 or more.
Interest will be charged to your account from the date of delivery if the purchase balance is not paid in full in 36 months or if you make a late payment.

Offer available to qualified applicants for purchases made during the promotional period. Minimum $1399 mattress purchase required. Not valid on previous purchases. Subject to credit approval by NFM on the NFM revolving charge account. Any No Interest Period, if offered, applies to qualified items purchased during the promotion period. Promotional financing starts at the date of delivery. Interest accrues at 18% APR from date of delivery and will be charged to your account if the qualified purchase balance is not paid in full by your payment due date 36 months following delivery, or if you make a late payment. Minimum monthly payments of 4% plus fees are required. Non-stocked items and special orders require a 25% down payment. Excludes clearance, floor sample and closeout items and cannot be used for Gift Card purchases. Can only be combined with other offers in this ad.

42 Month Mattress Financing:
No interest if paid in full in 42 months when you use your NFM Card on qualifying purchases $1999 or more.
Interest will be charged to your account from the date of delivery if the purchase balance is not paid in full in 42 months or if you make a late payment.

Offer available to qualified applicants for purchases made during the promotional period. Minimum $1999 mattress purchase required. Not valid on previous purchases. Subject to credit approval by NFM on the NFM revolving charge account. Any No Interest Period, if offered, applies to qualified items purchased during the promotion period. Promotional financing starts at the date of delivery. Interest accrues at 18% APR from date of delivery and will be charged to your account if the qualified purchase balance is not paid in full by your payment due date 42 months following delivery, or if you make a late payment. Minimum monthly payments of 4% plus fees are required. Non-stocked items and special orders require a 25% down payment. Excludes clearance, floor sample and closeout items and cannot be used for Gift Card purchases. Can only be combined with other offers in this ad.

50 Month Mattress Financing:
No interest if paid in full in 50 months when you use your NFM Card on qualifying purchases $2499 or more.
Interest will be charged to your account from the date of delivery if the purchase balance is not paid in full in 50 months or if you make a late payment.

Offer available to qualified applicants for purchases made during the promotional period. Minimum $2499 mattress purchase required. Not valid on previous purchases. Subject to credit approval by NFM on the NFM revolving charge account. Any No Interest Period, if offered, applies to qualified items purchased during the promotion period. Promotional financing starts at the date of delivery. Interest accrues at 18% APR from date of delivery and will be charged to your account if the qualified purchase balance is not paid in full by your payment due date 50 months following delivery, or if you make a late payment. Minimum monthly payments of 4% plus fees are required. Non-stocked items and special orders require a 25% down payment. Excludes clearance, floor sample and closeout items and cannot be used for Gift Card purchases. Can only be combined with other offers in this ad.